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Heritage Risk Advisors Blog

All You Ever Wanted to Know About Insurance

Truth Apples. An insurance in a minute education series

Burglary Prevention: Should You Leave the Lights On?

It seems like a no-brainer to leave the lights on outside your home to deter burglars while you’re away (or even while you’re asleep). But does that really work? Or is it just a waste of electricity — particularly this...

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Which Home Alarms Do You Need?

Technology has made home alarms of all kinds — from security to smoke, radon to radiation — more accessible than ever. Many of them can be configured to work together, and some even alert you to trouble through your...

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Device Insurance: Cover Your Personal Electronics With the Policy You Already Have

It seems everyone these days has a smartphone. Or a smart TV, a tablet, or an ebook reader. Or all of the above – and more. When you add it all up, you may find you have thousands and thousands of dollars tied up in...

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How to Deal With Road Rage

Have you ever noticed that, with roadway anger, it’s always the other guy’s fault? And, it very well could be. The thing is, you can’t control how other people drive. But, you can control how you respond to situations...

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How to Handle Insurance for WRAPs, SUB-TOs and Assignments of Contract


Podcast: What's Important in Apartment Insurance

Old Capital Real Estate Investing Podcast Scroll down to Episode 38 to listen! Kim Stallings, an apartment insurance broker in Texas, educates us on mitigating the risk when you buy an apartment building. Listen to her...

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Important Insurance Definitions & Terms


Residence Premises, Insurance at Closing, Flood Insurance & Apartment Troubles


The Importance of whats IN your Insurance Contract


GCs, Subs & Independent Contractors


7 Basics of Insurance Needed For Investing In All Forms Of Real Estate


How Insurance Works


Confusing World of Commercial Insurance

We receive inquiries every day from people that have called every agent they know to “put in a bid” (shotgun). A “jump ball strategy” is more than dangerous; it is often a time-consuming administrative disaster for you...

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