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Environmental Insurance

Environmental Insurance

Environmental concerns are creating increased risks for many businesses today. Federal, state and local laws controlling the disposal of waste as well as safety measures taken on job sites change constantly. You need the help of an insurance expert that can provide you with protection in case of an onsite accident that results in pollution liability. Heritage Risk Advisors’s experienced insurance professionals can help.

Who Needs Environmental Insurance

As the environmental climate changes, the number of businesses in need of environmental insurance is growing. New legislation continues to hold businesses accountable for pollution and spills. Even third-party triggers could become a liability for your company. Businesses we assist with environmental coverage include

  • Builders
  • General contractors
  • Painters
  • Plumbers and HVAC technicians
  • Manufacturers
  • Property owners
  • Barbershops and beauty salons
  • Any business that uses and/or transports chemicals or pollutants

Why Purchase Environmental Insurance

Environmental insurance policies from Heritage Risk Advisors provide broad, flexible coverage to help clients navigate a rapidly changing landscape. We have coverage to protect against liability due to commercial pollution as well as policies tailored for builders and general contractors. We also provide menu-driven options through which you can select the coverage you need in order to protect your business against risks without paying for costly redundancies.

What Coverage Options Are Available

Our extensive menu of environmental insurance coverage options includes

  • Remediation for discovery and third-party triggers
  • Third-party bodily injury coverage
  • Property damage liability
  • Shop and yard location coverage
  • Illicit abandonment coverage
  • Cleanup to environmental standards
  • Owner-controlled programs
  • Contractor-controlled programs
  • Non-owned and disposal site coverage
  • Transportation coverage

Protecting the earth is important, but it isn’t always easy. Sometimes accidents and spills happen, and when they do, you need the right insurance coverage to help you get back to business as usual as quickly as possible. Learn more by contacting us today.