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Heritage Risk Advisors Blog

All You Ever Wanted to Know About Insurance

Truth Apples. An insurance in a minute education series

Co-Insurance - Insurance Truth Apple Series 5


Agreed Value - Insurance Truth Apple Series 4


Heavy Rain? Be on the Lookout for Heavy Damage

Your home protects you from the elements, but heavy rains can weaken that protection. With a little maintenance and a lot of vigilance, it’s not hard to stay safe and dry. Spring rainstorms are a fact of life in many...

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Shhhhhh...Insurance Secrets!

Kim Stallings with Heritage Risk Advisors sharing some secrets about how insurance works, policies, endorsements, perils, your lender, your tenants, wraps & sub to's

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Actual Cash Value - Insurance Truth Apple Series 3


Replacement Cost - Insurance Truth Apple Series 2


Property Valuations- Insurance Truth Apple Series 1

Shhh! Here is a little insurance secret... Eat some truth apples.

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Want a Safer Home? Consider these Inexpensive Fixes

Home improvement: It’s a never-ending process for many people, and for those of us who aren’t necessarily handy, it can be a hassle, too. But there are plenty of simple maintenance tasks and other improvements you can...

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Help Your Dog Love Apartment Living

Apartment living can have many advantages: low maintenance, close to work and entertainment, and ease of changing residence. But, if you’re a dog owner, apartment living can present some difficulties. You probably won’t...

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Love Bites – Get Umbrella Coverage

In today’s economy, everyone is pinching pennies. So why worry about umbrella coverage? Shouldn’t a home and auto policy leave you adequately covered? Unfortunately, we live in a world of lawsuits. Large damages can be...

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